Choose the best: Globe car rental coverage (CDW) is the key to your peace of mind!

Car rental replacment

 

Collision Damage Waiver (CDW): coverage of the rented vehicle – damage or theft.

Car Coverage Details Best
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CDW + PAP 
($0 Deductible)
Better
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 CDW
($500 Deductible)

 
 Good 
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Credit Card
Coverage + PAP
So-SoRead More
Credit Card
Coverage
Not GoodRead More
Insurance Via
Personal
Car Policy
Hassle-Free Walk-AwayMore info Included Included      
Unlimited Rental DaysMore info Included Included      
Unlimited MSRP ValueMore info Included Included      
Additional Drivers CoverageMore info Included Included      
SUV Rental CoverageMore info Included Included      
Luxury Car Rental CoverageMore info Included Included      
Collision Coverage   More info Included Included Included    
Theft ProtectionMore info Included Included Included Included  
Zero Increase to Your More info
Personal Car Premium
Included Included Included Included  
Zero DeductibleMore info Included   Included Included  
Tire Protection More info Included   Included    
Windshield ProtectionMore info Included   Included    
Emergency Roadside ServiceMore info Included   Included    
Towing in Case of AccidentMore info Included   Included    
Emergency Transportation More info
(Taxi, Fares, etc...)
Included   Included    
Hotel AccommodationMore info Included   Included    
Loss of UseMore info Included   Included    
Personal Car Deductible More info Saver
Included   Included    
Interior Damage of Rental Vehicle More info Included   Included    
Vehicle Personal Content Damage More info Included   Included    
Vehicle Personal Content More info Theft Included   Included    

Collision Damage Waiver (CDW) is coverage of the rented vehicle – damage or theft.  Globe offers you total protection.

Best Choice! This coverage is total peace of mind.  No claims, no forms, no hassles with your credit card company. Simply walk-away. And better yet, $0 Deductible and includes trip interruption benefits.CDW + PAP + PEC ($0 Deductible) - Best Choice!

CDW ($500 Deductible) - Better Choice!CDW (Collision Damage Waiver) is coverage for the rented vehicle in case of damage or theft. This saver is the lowest cost coverage available.

 Credit Card Coverage + PAP - Good ChoiceCredit Card + PAP (Protection Assistance Plus) is a hybrid coverage.  PAP is an add-on to cover many items including trip interruption to your basic credit card coverage.

  Credit Card Coverage - So-So Choice Credit Card alone is risky business! Some may cover the rented car but has many conditions and limitations.  In the event of a claim being denied by the credit card company, then renter will be personally responsible for all damages or theft.

 Insurance Via Personal Car Policy - Not Good ChoicePersonal Car Insurance - the biggest 2 problems with using your own personal insurance car coverage for the rented car:
1) Any claim will result in a claim as if it was your own vehicle,
2) Insurance premium increases; and that is every year thereafter,
Limitations, deductibles, etc… will all follow to the rented car.  Any short fall will be the reasonability of the driver.

- CDW (Collision Damage Waiver) provided by Globe is a hassle-free walk-away coverage.  This is the best choice of coverage because it exonerates your responsibility in the event of a collision regardless of fault.  Note: you will be subject to $500 deductible unless you choose PAP package which reduces your responsibility to $0.
- Credit Cards require lengthy claims form, about a dozen supporting documents and average 6 months to settle.
- Personal Car Insurance requires you to open a claim directly with your car rental insurance company; similar if you had the accident with your own car.  You will be also liable for the deductible and risk insurance premium increase the following year (and every year after that).

- CDW & PAP have no rental duration limit. 
- Credit Cards have time-frame limitations ranging from 28 to 48 days.  This may result in a claim rejection from your credit card company should you not fall within their criteria.
- Personal Car Insurance varies from policy to policy, province to province.  Please verify with your personal car insurance company.

- CDW & PAP provided by Globe have no coverage ceiling for the value of the vehicle. 
- Credit Cards have a limited ceiling car MSRP (Manufacturer's Suggested Retail Price).  This means if your credit card covers you for maximum of $35,000 and actual value of rented vehicle is $42,000 then you will be required to pay the difference from your own pocket.
- Personal Car Insurance also has a limitation based on the value of your personal car.  So, if the rented vehicle has a higher value (different class) than your own car, any difference in loss value may fall on the driver.

- CDW & PAP provided by Globe fully cover for various damage or theft to rental car. 
- Credit Cards Coverage may vary - some have car rental collision coverage and some don’t.  It is the responsibility of the card holder to ensure the benefit is valid.  We assume no responsibility for the accuracy or the validity of credit card benefits.  This coverage is between you and the credit card company. Certain credit cards which may only have coverage in your country of residence and may not cover you abroad.  Also, some credit cards will not cover SUVs & 4X4.  It is important for you to verify with your credit card before renting a car.
- Personal Car Insurance must have a car replacement (also known as FAQ 27, QEF27, FEQ, etc) on your personal car policy for it to be valid.  For your protection, we require a copy of your policy at the time of rental showing car rental coverage option.  Please verify with your personal car insurance company.

- CDW & PAP provided by Globe applies to all drivers named on the contract. 
- Credit Cards may or may not cover additional drivers. Please verify with your credit card company.
- Personal Car Insurance may or may not cover additional drivers, especially if they are not named on the policy.  Please verify with your personal car insurance company.

- CDW & PAP provided by Globe covers all types of vehicles including all SUVs in its SUV rental fleet. 
- Credit Cards may or may not cover rentals of SUV (4x4 vehicles).   Please verify with your credit card company.
- Personal Car Insurance some may not cover rentals of SUV (4x4 vehicles) unless your own personal vehicle is an SUV of a similar class, size and value. Please verify with your own insurance company.
 

- CDW & PAP provided by GLobe apply to all types of vehicles including all Luxury cars in its car rental fleet. 
- Credit Cards may or may not cover rentals of Luxury cars.   Please verify with your credit card company.
- Personal Car Insurance may not cover rentals of Luxury cars unless your own personal vehicle is a Luxury car of a similar class, size and value.  Please verify with your own insurance company.

- CDW & PAP provided by Globe cover theft of all types of cars in its rental fleet. 
- Credit Cards may or may not cover theft of car rentals.   Please verify with your credit card company.
- Personal Car Insurance may or may not cover theft of rental cars unless your own personal vehicle is similar class, size and value.  Please verify with your insurance company.

- CDW & PAP don’t affect your yearly personal car insurance premiums in case of a claim.
- Credit Cards claims also do not affect your annual personal car insurance premiums.
- Personal Car Insurance claim is affected directly.  Claims on your own policy will reflect on your accident records and the number of claims on file.  This may result in a probable increase in premiums the following year and each subsequent year.

CDW & PAP combined together result in zero ($0) deductible on the rented vehicle in case of collision.  PAP also includes trip interruption. CDW without PAP limits your responsibility to the first $500 per incident.
Credit Cards may or may not have deductible. Please verify with your credit card company.
- Personal Car Insurance does have deductibles ranging $250 to $3,000.  Some expensive policies do not have deductibles.  Please verify with your personal car insurance company.

PAP will pay or reimburse any cost resulting from a road hazard flat tires, punctured tires, curb damage and cuts.
- Credit Cards do not offer tire road hazard protection.
- Personal Car Insurance doesn’t offer tire road hazard protection.

PAP will pay or reimburse any cost resulting from a road hazard stone chip to the windshield or in case of a cracked windshield.  Unfortunately due to our harsh Canadian winter, we must replace a chipped or cracked windshield as repairing it will result in a fissure.
- Credit Cards may or may not cover damage to windshield.  Please verify with your credit card company.
- Personal Car Insurance may or may not cover damage to windshield.  If they do, there is a deductible. Please verify with your personal car insurance company.

PAP includes emergency roadside service in case you lock in your car keys, run out of gas, forgot the lights on, stuck in snow or experience a mechanical failure.  Simply call the number found in back of your car rental key tag.
- Credit Cards don’t offer emergency road side service to a rental car.
- Personal Car Insurance doesn’t offer emergency road side service to a car rental.

PAP includes towing in case you are involved in an accident and the rented car is non-drivable. We will pay towing fees at no charge to you.  Towing fees are exclusive on Canadian Roadways, meaning only the police can choose the towing company.  Towing fees of $750 are not unheard of when you consider dolly fees, mileage towed, etc.
- Credit Cards may or may not pay for towing.  Please verify with your credit card company.
- Personal Car Insurance may or may not pay for towing of rented car.  If they do, there is a deductible on the overall claim. Please verify with your personal car insurance company.

- PAP includes trip interruption benefit in case you are involved in an accident or experience a mechanical failure. Globe will reimburse for any taxis, emergency transportation, fares up to $125 (inclusive of all fees and taxes). 
- Credit Cards don’t offer trip interruption relating to car rental accident or delays.
- Personal Car Insurance doesn’t offer trip interruption relating to car rental accident or delays.

PAP includes reimbursement of hotel accommodation in case you are involved in an accident or experience a mechanical failure, which cannot be attended to within the same day.  Globe will reimburse you up to $125 for hotel expenses (inclusive of all fees and taxes). 
- Credit Cards don’t offer hotel accommodation relating to car rental accident or delays.
- Personal Car Insurance doesn’t offer hotel accommodation relating to car rental accident or delays.

- PAP exempts the renter and all additional drivers from any loss of rental income resulting from an accident while the vehicle is in the repair facility.
- Credit Cards may or may not cover loss of use.   Please verify with your credit card company.
- Personal Car Insurance does not offer coverage for loss of use.

Deductible Saver option provided by Globe applies strictly to those clients that choose to use their personal car insurance policy to cover a rental car in Montreal.  Deductible Saver option pays the deductible amount (up to $1,000) on their own insurance policy should there be a claim on the rented vehicle.

PAP coverage exonerates  the renter for unintentional damage caused to the interior of the rented vehicle, spillage of food or drink, or cigarette burns.  This coverage is limited to $400 (inclusive of all fees and taxes) per rental contract.

PAP coverage reimburses the renter for any damage of his/her personal belongings (including GPS & CELL) left in the rental vehicle.  This coverage is limited to $400 (inclusive of all fees and taxes) per rental contract. Some rules apply.

PAP coverage reimburses the renter for any theft of his/her personal belongings (including GPS & CELL) left in the rental vehicle. This coverage is limited to $400 (inclusive of all fees and taxes) per rental contract. Some rules apply.

 

reserve your car CDW = Collision Damage Waiver      PAP = Practical Assistance Package  

 

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Read reviews | Globecar Stars4.37out of5based on640ratings.127user reviews.

Reviewed by Nelson P.on 30-Oct-2016
Thank you for helping my wife put the stroller and boxes in the the car. George is the best.
Green Grass